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00:00 – ¿Por qué esta ley puede cambiar tu retiro?
02:19 – Introducción a los dos sistemas de pensión en Panamá
03:19 – Qué significa la pensión mínima garantizada del 60%
04:12 – Importancia de revisar tu ficha de cotización en la CSS
04:44 – ¿Qué pasa si tienes las cuotas pero no la edad?
05:56 – Cómo afecta esta reforma a los trabajadores independientes
07:04 – Nuevas reglas de aportes para empleadores
07:40 – Qué hará la CSS con el dinero recaudado
08:17 – ¿Conviene seguir confiando en el sistema estatal?
09:20 – Cómo crear una planificación financiera protegida y a largo plazo
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